Money Sucks! Or I should say the lack of...

So I'm trying to be a financially responsible person by calling my creditors to work out some sort of lower payment plan during this whole fiasco. And I have to say it's a bit frustrating trying to do the right thing.

If only I could get a good copy of my W2 so that I can show them that eventually I'll be able to go back to paying them off properly...but now my job can't do that for me either. Not only is the W2 they gave me wrong but now it's more than a month overdue. And according to the state they don't seem to have proper disability insurance either so it looks like it will take a few more weeks to get any money! Try talking to people about payment programs when you can't claim any income and show any proof of it! Gotta love it.

So anyway, I'm calling these creditors to enroll in special programs for sick people and one basically told me you could be dying and we don't care you still have to pay us the full amount. Nice! She even was so kind to tell me that my account is in very good standing with them. Great - what does that get me?

So I decided I'd pay a couple small ones off to help preserve my credit rating and cancelled my accounts. Hopefully that will get me something but after today's calls I'm not so sure.

Perhaps one would just be better off trying to not do the right thing and just ignoring the companies and never make payments. Too bad my conscience is too good for my own benefit.

Okay, off to do some anger management walking or something. I'd hate to punch a wall or something. Besides I'm trying to stay positive...